💡 Quick Answer: Should You Buy Second Hand Property in Dubai?
Yes! Second-hand properties in Dubai offer better value (15% cheaper than new builds), immediate move-in, established communities, and real negotiation potential. As of 2025, the market has stabilized with 7% annual growth, and resale properties make up 65% of all residential sales. Expect to pay 25-30% down payment plus 4% transfer fees split between buyer and seller.
⏱️ Read Time: 8 minutes | 📊 Based on: 18 months of personal research & real market data
Ok so here’s the thing about second hand property in Dubai…. Let me share what I wish someone had told me when I first started looking into this wild real estate market. I’ve been through it all – the highs, the lows, and everything in between when it comes to navigating the resale scene in this glittering desert metropolis.
Why I Ended Up Exploring Second Hand Property in Dubai (And Why You Might Too)
So about 18 months ago, I found myself at a crossroads. The rental prices in Dubai were skyrocketting (yes, with two t’s, that’s how crazy it felt 😅) and I kept thinking – am I just throwing money away every month? That’s when I started seriously considering buying a second hand property in Dubai instead of continuing to rent.
Tbh, I was intimidated af at first. The Dubai property market has this reputation for being exclusively for the super-wealthy. But here’s what I discovered – the second hand property in Dubai offers WAY more options for regular folks like me than I initially thought.
I remember calling my mom back home and saying “You won’t believe it, but I’m actually looking at apartments that dont cost a million dollars!” The relief in her voice was priceless – she’d been worried I was getting in over my head with this whole Dubai adventure.

Naz
Your Dubai Insider | Real Estate Explorer
As a proud resident of this bustling city for over 4 years, I’ve devoted my time to exploring Dubai’s vibrant cultural life, different ways of living, and endless possibilities. My experiences enable me to guide you through job searches, housing hunts, commuting, and vehicle purchases in Dubai. I’ve personally navigated the second-hand property market, viewed 25+ units, and made the leap from renter to owner – here to share everything I learned the hard way!
📍 Living in Dubai for 4+ years | 🏠 Second-hand property owner | 🎯 Helping expats navigate Dubai’s real estate market
📅 Last Updated: December 2025 | Learn more about my Dubai journey →
What Exactly IS “Second Hand Property in Dubai” Anyway?
Let’s get some basics straight. When we talk about second hand property in Dubai, were referring to properties that have been previously owned – not directly purchased from a developer. These are homes and apartments that have been lived in before, usually in established communities rather than the shiny new developments you see advertised everywhere.
The second hand property in Dubai offers some serious advantages:
- Generally lower prices than brand-new properties
- Established communities with developed amenities
- No waiting for construction (move in immediately!)
- Often more spacious than newer builds
- Character and unique features you wont find in cookie-cutter new developments
According to the Dubai Land Department, transactions for second hand property in Dubai actually make up about 65% of all residential sales in 2025. That’s not small potatoes!
The Second Hand Property in Dubai Market in 2025: Current State
The market for second hand property in Dubai has evolved dramatically since the pandemic years. As of April 2025, here’s what you need to understand:
- Prices have stabilized after the crazy boom of 2022-2023. Second hand property in Dubai increased by about 7% in the past year – still growing but not as insane as before.
- Certain areas dominate the second hand property in Dubai scene. Dubai Marina, JLT, and Downtown continue to be hotspots, but there’s been growing interest in Arabian Ranches and Dubai Hills for second hand villas.
- Supply is catching up with demand. More second hand property in Dubai listings are becoming available as initial investors from the 2010s building boom decide to sell.
- Foreign investment remains strong despite global economic uncertainty. The second hand property in Dubai continues to attract international buyers looking for stability and tax advantages.
I remember walking into a 2-bedroom apartment in JLT last September – it was my fifth viewing of the day and I was EXHAUSTED. But this particular second hand property in Dubai had something special. The previous owners had installed custom bookshelves and a gorgeous kitchen that you’d never find in a new build. That’s when it clicked for me – second hand property in Dubai options offer character and uniqueness that new developments just can’t match.
My Personal Second Hand Property in Dubai Journey (The Good, Bad & Ugly)
So I’ll be totally honest with you – my journey into the second hand property in Dubai wasn’t all smooth sailing. There were definitely moments when I wondered if I should just give up and keep renting!
The Search Phase
I started by looking at every listing for second hand property in Dubai I could find online. Dubai Property Portal such as Shozon.com , Property Finder, Bayut – I had alerts set up on ALL of them. I probably viewed about 25 different units before finding “the one.”
One mistake I made early on? Not setting clear parameters for my search. I was looking at EVERY second hand property in Dubai without considering commute times, proximity to amenities I actually used, or realistic budgets. Don’t do what I did!
The Reality Check
Here’s something no one tells you about the second hand property in Dubai market – the photos online are often… let’s say… optimistic 😂. I walked into one apartment that looked AMAZING in pictures but smelled like 50 cats had been living there. Another had what the listing called “partial sea views” which actually meant “if you lean dangerously far out the window and look left on a very clear day, you might glimpse some water.”
The lesson? Always, ALWAYS view a second hand property in Dubai in person before getting serious.
The Financial Side
Getting financing for a second hand property in Dubai can be challenging, especially for expats. Most banks require:
- 25-30% down payment for second hand property purchases
- Proof of stable income (usually minimum 15-25k AED monthly)
- Mortgage pre-approval before you can make serious offers
I made the mistake of falling in love with a second hand property in Dubai before getting my financing sorted, only to lose it to a cash buyer while I was scrambling to get approved. Don’t be me!
Case Study: My Friend Sarah’s Second Hand Property in Dubai Purchase
Let me tell you about my friend Sarah (not her real name, protecting her privacy and all that). She purchased a second hand property in Dubai in JVC (Jumeirah Village Circle) in late 2024 for 950,000 AED. It was a 1-bedroom unit that had originally sold for 1.2 million in 2014, then dropped during the market correction, and was now back on the rise.
Here’s a breakdown of her purchase:
- Purchase price: 950,000 AED
- Down payment: 285,000 AED (30%)
- Monthly mortgage: approximately 3,700 AED
- Additional monthly fees: 400 AED service charges
- Total monthly cost: around 4,100 AED
💰 Real Cost Breakdown: Second Hand Property Purchase
Based on actual purchase – 1BR in JVC for 950,000 AED (Late 2024)
✅ Savings: 1,400 AED/month compared to previous rent, PLUS building equity instead of paying landlord!
Compare that to the 5,500 AED she was paying in rent for a similar unit! Her investment in a second hand property in Dubai is already paying off, plus she’s building equity rather than just paying a landlord.
The best part? The community was already fully established – pools working, landscaping mature, neighbors moved in, and shops open. None of that “waiting years for promised amenities” that happens with some new developments.
The REAL Pros and Cons of Second Hand Property in Dubai (From Someone Who’s Been There)
The Pros You Actually Care About:
- Value for money: Second hand property in Dubai generally offers more space per dirham than new builds.
- What you see is what you get: With second hand property in Dubai, there’s no risk of the finished product not matching the glossy brochures.
- Negotiation potential: Sellers of second hand property are often more flexible on price than developers.
- Established communities: Most second hand property in Dubai options are in areas with developed infrastructure and amenities.
- Character and uniqueness: Many second hand homes have custom upgrades and modifications.
⚖️ Second Hand Property: The REAL Pros & Cons
💭 From personal experience: The pros outweigh the cons if you’re planning to stay 5+ years and value established communities!
The Cons No One Talks About:
- Maintenance surprises: Older properties might need unexpected repairs (like when my AC decided to die during the hottest week of summer 🥵).
- Less energy efficiency: Newer buildings typically have better insulation and energy-saving features than older second hand property in Dubai.
- Outdated designs: Some pre-owned units have layouts or features that don’t match current preferences (hello, closed kitchens and tiny bathrooms!).
- Potential resale challenges: If you choose a second hand property in an area that’s falling out of favor, you might struggle when it’s your turn to sell.
Where to Find the Best Second Hand Property in Dubai in 2025
From my experience, here are the areas offering the best value in the second hand property market right now:
🏘️ Best Areas for Second Hand Property in Dubai (2025)
💡 Note: Prices and availability as of April 2025. Author personally bought in The Greens area.
- Dubai Sports City: Still reasonably priced for second hand apartments, with good amenities and improving access.
- JVC and JVT: Lots of resale options at various price points, and the area keeps getting better.
- Discovery Gardens: Some of the most affordable second hand property in Dubai, though units tend to be smaller.
- Motor City: Great community feel and well-maintained second hand properties.
- International City: The budget-friendly champion of second hand property in Dubai, though location is less central.
I personally ended up buying in The Greens – a second hand property that needed some updates but was in a location I absolutely loved. It was about 15% cheaper than comparable new units in nearby areas, and I used the savings to renovate the kitchen and bathrooms.
My Top 5 Tips for Navigating the Second Hand Property in Dubai Market
- Get pre-approved FIRST: Before you even start serious viewings, get your financing sorted. This puts you in a stronger position when you find that perfect second hand property in Dubai.
- Check service charges carefully: Some older communities have higher maintenance fees, which can significantly impact the overall cost of your purchase.
- Visit at different times: View your potential second hand property at different times of day to check for noise, traffic, sun exposure, etc.
- Inspect thoroughly: Bring someone knowledgeable about construction with you when viewing second hand property in Dubai to spot potential issues.
- Research the developer’s reputation: Even for second hand property, the original builder’s quality standards matter. Some developers are known for cutting corners that become problems years later.
The Legal Side of Second Hand Property in Dubai Transactions
The legal process for buying second hand property in Dubai is different from purchasing directly from a developer. Here’s what you need to know:
- Title deed verification: Always verify that the seller has a clear title deed for the unit they’re selling.
- NOC (No Objection Certificate): The seller needs to obtain this from the developer before transferring ownership of a second hand property.
- Transfer fee: Typically 4% of the purchase price for second hand property in Dubai, split between buyer and seller (though this is often negotiable).
- Registration: All second hand property transactions must be registered with the Dubai Land Department.
📋 Legal Requirements for Second Hand Property Purchase
⚖️ Note: Agent charged 2% commission but worth every dirham for the guidance through the legal process!
The process can seem overwhelming, but a good real estate agent who specializes in second hand property in Dubai can guide you through it. I used an agent who charged 2% commission, and honestly? Worth every dirham for the headaches they saved me.
💎 Pro Tips: Mastering the Second Hand Property Game in Dubai
🎯 Get Pre-Approved Before Falling in Love
Tbh, this saved me from heartbreak. Most banks require 25-30% down payment for second-hand properties and proof of 15-25k AED monthly income. Get your mortgage pre-approval FIRST before you start serious viewings – this puts you in a much stronger negotiating position.
💡 Real example: I lost my dream apartment in The Greens to a cash buyer while scrambling to get financing sorted. Don’t be me!
📊 The 4% Transfer Fee Reality Check
Smart move: Budget for the 4% Dubai Land Department transfer fee on top of your purchase price. It’s typically split between buyer and seller, but this is negotiable. On a 950,000 AED property, that’s 38,000 AED you need to factor in.
💰 Pro tip: Negotiate this during the offer stage – some sellers will cover the full fee to close the deal faster.
🏠 Visit at Different Times = No Surprises
Worth noting: I viewed my final choice THREE times – morning (check sun exposure), evening rush hour (test traffic noise), and weekend (neighbor vibe check). One apartment looked perfect until I visited at 5pm and discovered it was next to a school pickup zone. Chaos!
⏰ Timing hack: Visit during your actual daily routine times to test real-life conditions.
🔍 Service Charges Can Make or Break Your Budget
Pro tip from experience: My friend Sarah pays 400 AED monthly in service charges, but I’ve seen older communities charging 800-1200 AED for similar units. Always check the annual service charge before making an offer – it directly impacts your monthly cost.
📋 Ask for the last 2 years of service charge invoices to spot any dramatic increases.
📸 Photos Lie – Always View in Person
Ngl, online photos can be SUPER misleading. I walked into one “sea view” apartment where you’d need to lean dangerously out the window on a clear day to maybe glimpse some water lol. Another smelled like 50 cats had been living there despite looking amazing in photos.
🎯 Rule: Never make an offer without viewing in person. Ever.
🛠️ Bring a Construction Expert to Viewings
Smart investment: Pay 500-1000 AED for a professional inspector or bring a friend who knows construction. They’ll spot issues you’d miss – like my AC that died during the hottest week of summer (yes, that happened 🥵). Could’ve been caught during inspection.
🔧 Check: AC units, plumbing, electrical panels, water pressure, and any signs of water damage.
💰 The 15% Savings Sweet Spot
Here’s the magic number: Second-hand properties are typically 15% cheaper than comparable new builds in the same area. I bought in The Greens and used those savings to completely renovate the kitchen and bathrooms, essentially getting a customized “new” apartment at second-hand prices.
💡 Calculate: Price difference + renovation costs vs. buying new = often way better value!
📱 Set Up Alerts on ALL Property Platforms
Worth it: I had alerts set up on Shozon.com, Property Finder, and Bayut for ALL my target areas. The best deals get snatched up within 24-48 hours of listing. I viewed about 25 units before finding “the one” – you need volume to find quality.
⚡ Speed matters: Be ready to view same-day when a good listing drops.
❓ Frequently Asked Questions About Second Hand Property in Dubai
Final Thoughts: Is Second Hand Property in Dubai Right for You?
After my experience, I believe second hand property in Dubai is ideal for:
- Long-term residents planning to stay 5+ years
- Those who value established communities over brand-new amenities
- Buyers who appreciate character and unique features
- People willing to potentially renovate to get exactly what they want
- Investors looking for steady rental income rather than speculative gains
However, new developments might be better if:
- You’re attracted to the latest design trends and smart home features
- You want the full warranty period on all fixtures and systems
- You’re buying primarily as a short-term investment
- Off-plan payment plans work better for your financial situation
Looking back at my journey buying a second hand property in Dubai, despite the stress and occasional sleepless nights wondering if I was making the right decision, I’m thrilled with my choice. My home has already appreciated by about 5% in the past year, and more importantly, it truly feels like mine in a way no rental ever did.
If you’re on the fence about diving into the second hand property in Dubai market, my advice is to start exploring with an open mind. Set up those property alerts, visit some open houses, and talk to people who’ve done it. You might be surprised by what you find!
🎯 Key Takeaways: Your Second Hand Property Checklist
- Get pre-approved FIRST – Banks require 25-30% down payment plus proof of 15-25k AED monthly income. This puts you in a stronger negotiating position and speeds up the buying process.
- Budget for all fees – Expect 4% DLD transfer fee (negotiable split), 2% agent commission, and variable service charges (400-1200 AED monthly depending on community).
- Second hand = 15% cheaper – Typically 15% less than new builds in the same area, giving you more space per dirham plus renovation budget for customization.
- Best value areas – JVC/JVT for variety, International City for budget, The Greens for established community, Dubai Sports City for amenities, Discovery Gardens for affordability.
- Visit at different times – Morning (sun exposure), evening rush (traffic noise), weekend (neighbor vibe). Photos lie – always view in person before making offers!
- Professional inspection is worth it – 500-1000 AED could save 10,000+ AED in surprise repairs. Check AC, plumbing, electrical, water pressure, and signs of damage.
- Market is stable – 7% annual growth (2025) vs. crazy 20-30% in 2022-2023. Second hand properties make up 65% of all residential sales in Dubai.
- Long-term makes sense – If staying 5+ years, buying beats renting. Build equity while often paying less monthly. Properties appreciate over time too!
💫 Ready to Start Your Journey?
Remember: I viewed 25 units before finding “the one,” and now my home has appreciated 5% in just one year while costing less monthly than rent. Take your time, do your research, and don’t settle. The perfect second hand property in Dubai is out there waiting for you – and the financial benefits are totally worth the effort! 🏠
P.S. This info is from December 2025 but tbh things change fast in second hand property in Dubai so double check everything! And if ur reading this later… hope things have gotten even better lol

